Car insurance companies thrive on consumer complacency. Most people are happy to stick with the same carrier year-after-year, even as their rates remain stagnant. According to JD Power, only about one-third of policyholders shop around each year. The one-third who do...
It costs $9,282 a year to own and operate the average automobile, according to 2019 data from AAA. Given that automobile expenses are such a high—and often overlooked—expense, it’s well worth the time and effort to try to reduce them as...
The digital revolution is making waves across every part of the financial ocean, and insurance is no exception. The insurance industry launched in the 1600s when English sea-faring merchants started paying banks to cover them in case of shipwreck. That model...
With the vast advances in medical research made over the last few decades, seniors are expected to live much longer than their parents did. For millennials, that difference could increase even further. If current projections are any indication, living to 100...
Getting insurance seems like a no-brainer. Medical insurance, more often than not, saves you money in the short and long term. If your monthly premium is high, you’ll pay a lower deductible, and vice versa. Dental insurance works a little differently....
Many condo owners believe that their condo association insurance master plan takes care of everything – including their condo unit and personal liability coverage if your condo at some point becomes inhabitable. After all, you pay good money in HOA fees,...
It is wise to get several quotes when searching for car insurance since different companies can offer such different options. But before you do that, there are ways to estimate what you would most likely pay. In this car insurance estimator...
If you drive a car but don’t own a car, then you need to consider non-owner car insurance. It can be a relatively affordable way to purchase auto insurance liability coverage without the title of a car. Typically, these rates are...
The west coast is currently being ravaged by wildfires, including five of the top ten largest wildfires in California history so far. These devastating fires have burned down hundreds of millions of acres of land, resulting in at least 36 casualties...
When you buy a new home, it’s so important to make sure it’s protected. Theft, fire, even a rogue plumbing accident could cost you thousands of dollars in damage. That’s why homeowners insurance is a must. But how much is it?...
One of the common misunderstandings about life insurance policies is that they’re fairly generic. That is, they provide a basic death benefit in exchange for a specific premium. If that sounds kind of one-dimensional, that’s because it is. But it’s not...
COVID-19 upended the world in 2020. So it’s no surprise that the severity of the disease has people contemplating their mortality, however uncomfortable. That has left many people looking into purchasing life insurance if they don’t already have it. And people...